To support low-income workers amid rising inflation and cost-of-living challenges, the Canada Revenue Agency (CRA) has officially confirmed $1,428 quarterly payments under the Canada Workers Benefit (CWB) for 2025.
This federal refundable tax credit is a vital financial boost for modest-income individuals and families who are working but still face economic hardships.
The program continues its commitment to delivering timely financial relief throughout the year rather than waiting until tax season, ensuring Canadians receive help when they need it most.
CRA Confirms $1,428 Quarterly Payment Schedule for 2025
The Canada Workers Benefit will be issued in four equal quarterly installments in 2025. Each payment may be up to $1,428, depending on income level and family status.
Quarterly Payment Breakdown
| Quarter | Estimated Payment Date | Maximum Amount |
|---|---|---|
| Q1 | January 15, 2025 | $1,428 |
| Q2 | April 15, 2025 | $1,428 |
| Q3 | July 15, 2025 | $1,428 |
| Q4 | October 15, 2025 | $1,428 |
Please note: Actual payment amounts may vary depending on your reported income, family size, and disability status.
Eligibility Criteria for the Canada Workers Benefit 2025
To qualify for the CWB 2025, you must meet several requirements:
General Eligibility Rules:
- Be 19 years or older on or before December 31, 2024 (unless living with a spouse or dependent)
- Be a resident of Canada throughout the year
- Have earned employment income
- Not a full-time student, unless supporting a dependent
- Not confined to a prison for more than 90 days during the year
Income Thresholds (Estimates):
| Filing Type | Approximate Income Limit |
|---|---|
| Single Individual | Below $33,000 |
| Families | Below $50,000 |
Those with disabilities or dependents may qualify for supplemental benefits under the CWB.
Why This Benefit Matters for Working Canadians
The CWB serves as both an income support and a work incentive, rewarding those who remain employed while earning modest wages. It ensures that working individuals receive predictable financial assistance to help cover essentials like:
- Rent and housing
- Groceries and utilities
- Childcare and transportation
The quarterly payment model is particularly impactful because it matches how most Canadians budget—monthly or quarterly—rather than waiting for an annual tax refund.
How to Apply for the Canada Workers Benefit
Most eligible Canadians will automatically qualify by filing their annual tax return. However, to receive quarterly advance payments, individuals must:
- File their taxes early
- Opt-in for advance payments during tax filing or through their CRA My Account
- Ensure their income and direct deposit info is up to date
The CRA calculates quarterly amounts based on your previous year’s income. Overpayments or underpayments are reconciled when you file your 2025 tax return.
The Canada Workers Benefit 2025 is a significant support program offering up to $5,712 annually through quarterly $1,428 payments. With rising costs impacting low-wage earners, this CRA-administered benefit offers timely relief.
Eligible individuals should ensure they file their taxes and opt-in for advance payments to access support starting January 2025.
FAQs
Who qualifies for the $1,428 quarterly CWB payments?
A: Canadians with modest earned income, aged 19 or older, and meeting residency requirements are eligible. Income thresholds vary for individuals and families.
How do I get the CWB payments in advance?
File your tax return and opt-in for quarterly advance payments through CRA’s My Account or during your tax filing process.
Is the Canada Workers Benefit taxable?
No, the CWB is a refundable tax credit, meaning it is not taxable income and does not reduce your other benefit amounts.